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  • Music Tours
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Music tours

Travel advice and insurance

Travel advice and insurance

Travel Insurance

We've got you covered with a custom travel insurance policy courtesy of Howden Insurance. We do not automatically include travel insurance in our adult quotes, as most people have their own policy. However, if you would like the group to be covered by us, please ask.

At Club Europe, we firmly believe that safety and enjoyment go hand in hand when planning a tour. That's why, when you book a trip with us, it's a requirement that you secure appropriate and valid specialist group travel insurance for the entire duration of your journey.

In our commitment to your safety, Club Europe has joined forces with Howden Insurance to craft a tailor-made group travel insurance policy that shields you against an array of unexpected risks.

This comprehensive coverage includes:

  • Cancellation and trip curtailment due to illness, injury, or unfortunate circumstances resulting in the need to return home.
  • The costs associated with repatriation back to your home country in the event of a medical emergency.
  • Inclusivity for over 100 sports and activities as a standard feature under this group policy, with all the specifics detailed in the activity guide lists within the group policy documents.

The group policy has been established to benefit those embarking on a trip (the beneficiary/beneficiaries) with Club Europe (the group policyholder).

Before finalising your booking, it is imperative that you thoroughly review the insurance policy to understand the extent of the coverage it offers. We recommend sending insurance details to all trip participants at the time of booking to ensure everyone, including parents or guardians for those under 18, is well-informed about the complete terms of the policy.

If you choose to take out travel insurance with Club Europe, please bear in mind that your policy will become active as soon as we receive deposits for all group members. If this coverage doesn't meet your specific needs, you have the option to opt out of the Howden policy.

Let us know within 14 days of booking if you wish to do so.

Key Features and Benefits:

  • A 24-hour helpline for medical emergencies.
  • Cover for emergency medical expenses in the event of illness or injury.
  • Protection against cancellation or curtailment charges.
  • Cover for loss or damage to baggage and personal belongings.
  • Inclusive coverage for a wide range of sports and activities, including winter sports.

Key Eligibility and Exclusions:

  • Not available for individuals aged 85 or older.
  • No coverage for cancellation or curtailment charges, emergency medical expenses, or personal accidents related to conditions outlined in the 'Important Conditions Relating to Health' section—please refer to the group policy wording and applicable endorsements for more information.
  • No coverage if the FCO (Foreign and Commonwealth Office) or the World Health Organisation has issued travel advisories against your destination.
  • No coverage if your travel doesn't commence from and return to your home country.
  • Claims may be subject to an excess, depending on the policy's section.
  • No coverage for medical epidemics or pandemics

Important documents:

  • Frequently Asked Questions
  • Pre Existing Medical Conditions Guide
  • Statement of Insurance
  • Group Travel Insurance Policy Wording
  • Howden Online Claim Form – Travel Claims

Still have questions?

If you can’t find the answer you’re looking for, our friendly team are always happy to answer any of your queries.

Contact us

Passports and Visas

It is the group leader’s responsibility to ensure all passports and visas are both up to date and valid for entry into the country or countries you will be visiting. For information about passport validity and 

Group leaders must liaise directly with parents to ensure all passports and visas are up to date and valid for entry into the country or countries their students will be visiting.

It is the parents' responsibility to confirm whether their child needs a visa to travel and to oversee this process. A useful website to help parents with acquiring visas is Student Expedition Extras. Click on your "destination" and follow the instructions.

We recommend starting the visa application process as soon as you have confirmed the booking, as some embassies require at least 6 months to provide appointments.

Club Europe will provide the necessary documents to assist but can only do this once we have received the following:

  •           First deposits: to confirm the trip is taking place.
  •           Passenger names & gender for those needing visas (as they appear in the passport).
  •           Dates of birth for those needing visas.

Please note that failure to obtain a travel visa and therefore inability to travel is not an insurable cancellation condition. The cancellation will therefore be liable to our standard cancellation terms.

Travel advice and insurance
Travel advice and insurance

Travel advice by country

For specific travel advice about the country or countries you are visiting, please visit the relevant government office website where you live. For the UK, visit the Foreign & Commonwealth Office site www.fco.gov.uk

Covid Document v4

The UK Global Health Insurance Card (GHIC)

Under Britain’s new agreement with the EU, UK residents can continue to access emergency care in the EU, using the new GHIC, which will gradually replace existing European Health Insurance Cards (EHIC).

EHIC and GHIC cards offer equivalent protection and you only need to apply for a GHIC when your EHIC expires.

You can find everything you need to know about EHIC here.

The GHIC is free and you can apply for one here

Like to know more?

Call us on Freephone 0800 496 4996 or get in touch using the links below.

Contact us Request a quote
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Trip rating

Lovely venues, lovely audiences, comfortable accommodation. Alahree was very prompt and efficient with her responses and understood our needs well.

Gill Chapman, Cecilia Singers, Berkshire

It was brilliant and everything I expected from a tour and more. Jonathan was brilliant. He was always patient with me and nothing seemed to phase him. Sabine was just wonderful, always willing to listen to what I suggested we wanted from the tour. She has endless patience. Playing at the Last Post was so moving, we felt very privileged to be able to perform at such a moving ceremony.

Cath Danswan, Swindon Choral Society, Wiltshire

School Music Tours Since 1980
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Music tours destinations

  • Music tours to Austria
  • Music tours to Belgium
  • Music tours to China
  • Music tours to Croatia
  • Music tours to Czech Republic
  • Music tours to France
  • Music tours to Germany
  • Music tours to Hungary
  • Music tours to Italy
  • Music tours to Latvia
  • Music tours to Lithuania
  • Music tours to Malta
  • Music tours to Netherlands
  • Music tours to Poland
  • Music tours to Spain
  • Music tours to UK
  • Music tours to USA
  • About us
  • My Club Europe
  • Club Europe's Experience
  • What makes us different?
  • Frequently Asked Questions
  • Touring tips
  • Top tips for first time tourers
  • Who tours with us?
  • Meet the team
  • What our customers say
  • Our Commitment to Sustainability
  • Who tours with us?
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