School music tours

At Club Europe, we firmly believe that safety and enjoyment go hand in hand when planning a tour. That's why, when you book a trip with us, it's a requirement that you secure appropriate and valid specialist group travel insurance for the entire duration of your journey.

In our commitment to your safety, Club Europe has joined forces with Howden Insurance to craft a tailor-made group travel insurance policy that shields you against an array of unexpected risks.

This comprehensive coverage includes:

• Cancellation and trip curtailment due to illness, injury, or unfortunate circumstances resulting in the need to return home.
• The costs associated with repatriation back to your home country in the event of a medical emergency.
• Inclusivity for over 100 sports and activities as a standard feature under this group policy, with all the specifics detailed in the activity guide lists within the group policy documents.

The group policy has been established to benefit those embarking on a trip (the beneficiary/beneficiaries) with Club Europe (the group policyholder).

Before finalising your booking, it is imperative that you thoroughly review the insurance policy to understand the extent of the coverage it offers. We recommend sending insurance details to all trip participants at the time of booking to ensure everyone, including parents or guardians for those under 18, is well-informed about the complete terms of the policy.

If you choose to take out travel insurance with Club Europe, please bear in mind that your policy will become active as soon as we receive deposits for all group members. If this coverage doesn't meet your specific needs, you have the option to opt out of the Howden policy.

Let us know within 14 days of booking if you wish to do so.

Key Features and Benefits:

• A 24-hour helpline for medical emergencies.
• Cover for emergency medical expenses in the event of illness or injury.
• Protection against cancellation or curtailment charges.
• Cover for loss or damage to baggage and personal belongings.
• Inclusive coverage for a wide range of sports and activities, including winter sports.

Key Eligibility and Exclusions:

• Not available for individuals aged 85 or older.
• No coverage for cancellation or curtailment charges, emergency medical expenses, or personal accidents related to conditions outlined in the 'Important Conditions Relating to Health' section—please refer to the group policy wording and applicable endorsements for more information.
• No coverage if the FCO (Foreign and Commonwealth Office) or the World Health Organisation has issued travel advisories against your destination.
• No coverage if your travel doesn't commence from and return to your home country.
• Claims may be subject to an excess, depending on the policy's section.
• No coverage for medical epidemics or pandemics